Build and Grow

Your saving choices now can make a difference to how much you have in retirement.

It’s up to you how much you want to contribute to your pension, but remember that the more you save now, the higher your income is likely to be in retirement.

Contributions made through our salary sacrifice arrangement, PaySmart, also receive tax and National Insurance relief, which means it doesn’t cost as much as you might think to add more to your Account. Watch our short video to find out how this works.

Don’t forget that AXA also pays into the Mastertrust on your behalf. Visit our contributions calculator to see what AXA pays and how your pay would change if you paid in more.


This section explains what to expect when you reach retirement and how to plan for it.

Find out more