For UK based pensioners. If you are at higher risk of fraud, Experian can add protective CIFAS (Credit Industry Fraud Avoidance System) registration to your Credit Report which can help prevent credit being taken in your name.
CIFAS can be applied free of charge through your Identity Plus membership. Please note CIFAS may not be available overseas.
Experian have advised that this service isn’t applied by default because it does add additional security checks when applying for credit, meaning some people prefer not to use it. If you have or will shortly have legitimate credit applications going through, being on the CIFAS register may impact the lending approval criteria, so it’s important you think about whether you are making any credit applications before you set up CIFAS.
To activate your CIFAS registration, please contact the Experian Product support team on 020 8090 3696. They are open from Monday to Friday between 8am and 6pm.
If you want to find out any further information around CIFAS you will find this information here www.cifas.org.uk/pr. If you do wish to take this complimentary service please contact Experian and not CIFAS direct.